kynect
KRFDC offers assistance for local residents in understanding their options for health care coverage through the Affordable Care Act (ACA), or health care law.
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Health Coverage
KRFDC helps individuals and small businesses obtain health insurance. Through this program it is the agency’s goal to help as many families as possible understand their health care options and guide them in choosing which option(s) will best suit their health care needs. The agency employs trained kynectors that can help individuals and families obtain affordable coverage, or to enroll in Medicaid benefits, Kentucky Children’s Health Insurance Program (KCHIP), Qualified Health Care Plans (QHP), Supplemental Nutrition Assistance Program (SNAP) and Child Care Assistance Program (CCAP).
At no cost, kynectors provide education services and enrollment assistance to individuals for expanded Medicaid and/or Qualified Health Plans or the Small Business Health Options Program (SHOP). Qualifying small businesses with 2-50 employees will be eligible to participate in SHOP. All plans offered in the Marketplace cover all or a portion of the essential health benefits, including doctor visits, trips to the hospital and emergency room, medicine, and care for pregnant women and children.
Who qualifies for free or reduced coverage?
- Individuals age 18 to 64 making less than $20,120* qualifies for Medicaid
- An individual age 18 to 64 making up to $33,972* can use the Advance Premium Tax Credit (APTC) to pay most of the insurance premium for a silver plan on HealthCare.gov and receive extra savings on cost-sharing when receiving medical care
- A family of four making less than $41,400* qualifies for Medicaid
- A family of four making up to $69,372* can use the Advance Premium Tax Credit (APTC) to pay most of their insurance premium for a silver plan on HealthCare.gov and receive extra savings on cost-sharing when receiving medical care.
Click here for income levels (eligibility).
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Contact Us
KRFDC kynectors work in Clark, Estill, Jackson, Madison, Powell, and Rockcastle counties. Assistance can be made by contacting:
Clark and Madison County:
CaraGrace Cain
(859) 408-1134
Angela Davis
(859) 544-5880Jackson and Rockcastle counties:
Doug Justice
(859) 302-9647Estill and Powell counties:
Shannon Sexton
(859) 452-0800Residents outside KRFDC’s service area can find a Navigator here https://kyhbe.ky.gov/General/AgentOrAssister
You can also visit HealthCare.gov for more information and to apply for a qualified health care plan. You can also visit KHBE.ky.gov to find help.