For more information contact: Paula Adams
Affordable Housing
Our Affordable Housing program supports individuals and families in achieving their housing goals.
Our housing programs help low and moderate-income families achieve the dream of owning a home. We also provide valuable homeownership counseling and rental assistance to make housing more accessible. Our housing programs make a positive impact on people’s lives by improving their living conditions.
Our grant-funded program assists families living at or below 80 percent of the median income. This includes graduates of KRFDC’s Supportive Housing Program who were previously homeless. A very-low, affordable interest rate loan covers part of the home, and the rest is funded through grant support from the Kentucky Housing Corporation.
Throughout the homeownership journey, we provide continuous support, offering case management and advocacy for self-sufficiency and self-reliance.
Download & Fill Out the Forms Below
Affordable Housing Application
Credit Report Authorization
Our Affordable Housing Program offers free homeownership counseling in Estill and Powell County. Through homebuyer education classes and personalized coaching, we help many families achieve the dream of homeownership. The counseling program covers essential aspects of the homebuying process, including:
To qualify, participants must meet the following criteria:
Participants failing to meet the outlined requirements may be excused from the program if deemed necessary.
Our TBRA Program provides temporary rental assistance to low-income households (60% or below area median income) in Clark, Estill, Madison, and Powell Counties. Assistance includes rental support, security deposit aid, and a utility allowance for those who qualify.
Managed by KRFDC, Holly Street Apartments offer a structured community for individuals committed to sustaining recovery efforts. This safe and stable living environment, funded by the Kentucky Housing Corporation, helps individuals rebuild their lives after completing a residential substance abuse recovery or treatment program.
Program Benefits: Rebuilding Lives and Families
Holly Street Apartments provide a safe and nurturing environment for recovering individuals. Participation in an Aftercare Program, covering topics like relapse prevention and life skills, is mandatory for all tenants. Failure to attend program meetings may result in discharge and eviction.
Housing Program Details: Comfortable Living with Income-Based Rates
Located at 135 Holly St. in Richmond, Holly Street Apartments offer eight housing units, including a fully handicap-accessible two-bedroom apartment. Income-based housing includes amenities like a washer/dryer, storage space, and a designated parking lot. Winterwood, Inc. manages the property to ensure compliance with funding regulations.
For more information contact:
Debbie Sills
Winterwood Property Manager
(859) 625-0104 ext. 1403
For more information contact: Paula Adams
Estill County
100 Tyler Lane
Irvine, KY 40336
(606) 723-0207